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Maryland Health Insurance
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Keeping Maryland Healthy

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Welcome to Maryland Health Insurance

Maryland ranks as the 32nd healthiest state in the United States. Though this number is nothing to brag about, based on several reports by health insurance providers people in Maryland have improved significantly with regard to how they take care of their health. The number of smokers, drug users, accidents, and criminal acts has decreased significantly in the last fifteen years.

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Maryland Health and Wellness Statistics

However, statistics are still not good, overall. Since 1990, health insurance policyholders have decreased from 91.1% to 85.8%. Maryland ranks 4th in violent crime per capita and 3rd in terms of contagious disease spread rate. One-fourth of the population is obese. All these categorize Maryland as “high” in cost of health care and having “moderate” health care quality.

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Uninsured Rates in Maryland

Maryland Individuals from ages 18 to 35 years old have very high rates of being uninsured. More than half of the employed population does not have health insurance; a shame considering the fact that one-fourth of this working group earns anywhere from $25,000 to 35,000 every year. Self-employed people also commonly fail to get health insurance. This could be very dangerous to the welfare of their business since their constant presence is what guarantees productivity and company growth. Among the uninsured adult population, 15% are composed of the self-employed.

Marital status seems to have an effect since a lot of unmarried, divorced and widowed Maryland residents do not apply for health insurance. Racial disparity has also shown to be influential since there are fewer non-Hispanic health insurance policyholders compared to the white population.

Maryland residents should take note of the danger that being uninsured puts one in, in regards to the financial hazard as well as the effect on one's ability to attain quality health care. Having insurance will minimize the risk associated with external factors like crime, accident and disease and in the long run may save money. In recent years, rates and coverage have been developed to further cater to the needs and interests of policyholders perfectly fitting their budget. In this sense, people now have a wider range of options that they can surely benefit from and should jump at the opportunity for affordable health coverage.

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30% of children under 18 living in Maryland have inadequate health insurance coverage. Make sure your family is covered.